Companies and Corporations must submit proof of insurance on the ACORD form.  An example of this form may be found on our website under Resources.  

Private individuals must provide proof of insurance, but the ACORD form is not required.  

Any person, firm, company, corporation, or other who undertakes the movement of any overweight and/or over dimensional article and/or commodity on the highways of the State of Tennessee shall hold the State of Tennessee, its officers, and employees, harmless from any claims for damages resulting from the exercise of any of the privileges granted under the special permit so issued for such overweight and/or over dimensional movement, and to this end, shall carry liability insurance with an insurer, acceptable to the TDOT Permit Office, and shall furnish a certificate of insurance to the TDOT Permit Office, in the amount of not less than three hundred thousand dollars ($300,000) for each claimant injured and one million dollars ($1,000,000) per occurrence.           

Additionally, the certificate of insurance (COI) shall provide that the insurer shall give, to the TDOT Permit Office, written notice of intention to terminate said required insurance by certified mail, said termination to become effective thirty (30) days after receipt of said notice from the insurer by the TDOT Permits Office.